A VUL policy offers a choice of death benefit guarantees and investment opportunities. It provides money for your family if you die, and money for you while you are still living. A VUL allows you to invest your net premiums into the stock market via different funding options. There are no cash value guarantees, however, there is a greater potential for growth.
People who need life insurance for a long term
* People who want to accumulate cash value on a tax-deferred basis
* People who are intereste din the potential for higher cash value returns and are willing to accept greater risk
WHAT IS THE PROCESS............?
By visiting this site, you have already taken a great first step. Next, what you will want to do is:
* Fill out the short questionnaire on our site.
* A qualified rep will call you back with a quote. You will want to discuss your financial goals so he/she can determine how much and what kind of life insurance is right for you and your family.
* You will fill out an application which includes some medical questions.
* Take a medical exam * usually, this is provided free of charge by the insurance company and can sometimes even be done in your home or office.
* If you are insurable, the insurance company will extend to you an offer and you will be on your way to piece of mind.
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