A captive agency only quotes from the company they represent. So what are the chances their agents will tell you to shop around for the best life term insurance deal? Even independent agents typically represent a few insurers, so how do you know what the best value’s are? Shopping for and comparing services online from companies allows you to fine-tune the term insurance quotes and coverage you want, side by side so as to get the best bang for the dollar, all in one place, all at one time.
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